Freelance Mortgage Underwriter – AI Training

About the role

We are looking for experienced mortgage underwriters to join a project‑based AI training initiative. You will help evaluate and improve AI‑generated underwriting decisions for a range of loan products, working remotely on a flexible schedule.

Key responsibilities

• Assess AI‑generated mortgage underwriting outcomes for conforming, jumbo, FHA, VA, and cash‑out refinance loans.
• Create test cases that involve qualifying income calculations for self‑employed borrowers using Schedule C, K‑1, and Schedule E.
• Draft and audit conditional approval letters and adverse‑action notices to ensure Reg B/ECOA compliance.
• Identify differences between Fannie Mae/Freddie Mac selling guide rules and lender overlays in various loan scenarios.
• Document problem statements clearly and provide verified correct answers.

Required profile

• Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or a related field.
• Minimum 3 years of experience in mortgage underwriting, loan origination, or related financial services.
• Recent hands‑on experience with underwriting and origination processes.
• Strong written English proficiency (C1 level or higher).

Required skills

What we offer

• Project‑based engagement with the possibility of 10‑20 hours per week during active phases.
• Compensation up to $50 per hour, depending on expertise and contribution speed.
• Opportunity to work with leading tech companies on AI evaluation tasks.