Unit Head – SME Commercial

About the role

Responsible for managing the team of credit analysts and relationship managers, overseeing and growing the SME commercial portfolio in line with the bank’s business plan.

Key responsibilities

• Identify and develop income‑generating opportunities within defined market industries and manage relationships with existing and new SME customers.
• Review credit proposals for new and additional facilities, ensure proper documentation, and maintain credit quality by monitoring accounts and minimizing non‑performing assets.
• Set clear objectives for the team, identify training needs, and coordinate with HR to reinforce capabilities.
• Generate profitability through cross‑selling of products and services, maximizing market share and portfolio income.

Required profile

• Omani national with a Bachelor’s degree in Business Administration, Finance, Economics or related field (Master’s preferred).
• Minimum 8 years of experience in SME banking or related fields, with strong knowledge of SME banking products, credit analysis, risk management and regulatory requirements.
• Proven experience leading teams and developing business strategies.