Fintech & Digital Banking Expert/Executive

About the role

The Central Bank of Oman is seeking a highly motivated Expert/Executive to shape Fintech and Digital Banking policies. You will support the Manager of Digital Banks and the Directorate of Regulations in designing frameworks that foster innovation while safeguarding the financial system.

Key responsibilities

• Formulate policies, regulations and frameworks governing Fintech solutions, innovative payment systems and digital banking.
• Align digital initiatives with international standards and local market needs.
• Develop policies to promote AI, machine learning, big data analytics and other innovative banking solutions.
• Review and assess requests from banks and non‑bank institutions on digital services, outsourcing, cloud computing and provide technical/regulatory recommendations.
• Assess operational, technological and cybersecurity risks of Fintech adoption and create regulatory safeguards.
• Prepare research on digital currencies, open banking, blockchain and related transformation matters.
• Monitor domestic and international regulatory developments, benchmark and recommend enhancements.
• Liaise with licensed institutions, government agencies, regulators and international bodies on Fintech matters.
• Support regulatory sandboxes, innovation hubs and pilot programs.
• Provide training, mentorship and technical guidance to staff within the Directorate of Regulations.

Required profile

• Graduate or postgraduate degree in Finance, IT, Economics, Commerce or related field, with professional Fintech qualifications.
• Additional banking/finance certifications from an accredited institution.
• Strong understanding of Fintech trends, digital banking models and emerging technologies.
• Hands‑on experience in central banking, regulation, policy development or supervision.
• At least 10 years of relevant experience in banking, Fintech or regulatory environments.

Required skills

• Artificial Intelligence (AI) and machine learning concepts.
• Big data analytics.
• Blockchain technology and APIs.
• Central Bank Digital Currencies (CBDCs).
• Risk management frameworks.
• Regulatory sandbox design.
• Cybersecurity practices.