Assistant Vice President, Business Credit Office (Omani Nationals Only)

About the role

HSBC's Credit & Capital Management (C&CM) unit has introduced a modern end-to-end operating model with a first-line Business Credit Office (BCO). This client-facing role supports Relationship Managers and Coverage teams by centralising credit management across structuring, credit analysis, rating recommendations and client credit monitoring. It delivers a reliable, predictable underwriting and lending process that protects the bank while meeting clients' borrowing needs, working closely with Coverage and Transaction Support teams.

Key responsibilities

• Deliver BCO tasks in line with agreed OKRs, SLAs and KPIs.
• Own the end-to-end credit and lending servicing journey from Relationship Manager handoff through completion.
• Prepare credit analysis, financial assessment and rating recommendations on behalf of Relationship Managers.
• Coordinate client review and renewal activity, including customer outreach and research.
• Negotiate credit terms and documentation with WCMR and clients, acting as a single handoff point for credit and lending tasks.
• Take part in deal discussions and client meetings with credit risk as required.
• Embed first-line risk management and control standards across the credit lifecycle.
• Maintain internal control standards, including timely action on audit recommendations and regulatory issues.

Required profile

• Proven experience in finance, accounting or a similar corporate lending role; regional bank or consulting practice experience is an advantage.
• Proven corporate lending experience with strong analytical capability and sound credit knowledge.
• Strong risk assessment and risk management capability.
• Demonstrable understanding of financing instruments and banking products within Wholesale Banking.
• Clear understanding of Group credit risk principles, policies and statutory compliance.

Required skills

• Strong stakeholder management and communication skills across a wide range of stakeholders.
• Ability to partner with risk colleagues to balance commercial outcomes and risk management.
• Process discipline and adoption of technology and customer experience initiatives to improve productivity and client experience.

The role is open to Omani nationals only. Applications are made through the bank's careers site using the reference number given in the original posting. Flexible and alternative ways of working, including working from home, are supported where possible.