Senior Credit Risk Manager
Aventus · Mascate
Job description
About the role
An international bank with a well-established presence in Oman is building out its local Risk function and is looking for a Senior Manager - Credit Risk in Muscat. The role leads the independent review of lending decisions across wholesale and retail businesses, manages a credit team and works closely with senior Risk leadership.
Key responsibilities
- Act as the independent credit voice on corporate lending requests and retail applications requiring exceptions, signing off within approval limits or referring them upward.
- Produce in-depth credit evaluations covering borrower profile, sector and jurisdiction exposure, financial strength, repayment ability and security package, and assign the appropriate internal risk grade.
- Propose ways to strengthen weaker proposals (enhanced collateral, revised structures, tighter covenants) and decline exposures that do not meet the bank's standards.
- Ensure every credit decision aligns with the bank's risk appetite, internal lending policies and Central Bank of Oman regulations.
- Manage and mentor a team of credit professionals, allocate work, review output and prepare members for greater responsibility.
- Work with coverage and relationship teams so applications move efficiently and agreed service timelines are met.
- Help shape and monitor performance measures and improve credit processes.
- Represent the credit function with regulators, auditors and Compliance, and promote a robust risk and control culture through training.
Required profile
- Degree in a numerate or business discipline such as Finance, Economics or Mathematics; a postgraduate degree or recognised professional qualification (CFA, PRM or CPA) is advantageous.
- 8+ years in a large banking environment, including at least 2 years leading or supervising people within credit risk.
- Strong corporate credit analysis background and confidence interpreting financial statements, cash flows and sector dynamics.
- Effective leader and communicator fluent in English; Arabic is a strong advantage.
Required skills
- Good working knowledge of Basel principles, IFRS, banking products and financial markets.
- Familiarity with credit modelling, VaR or other quantitative risk tools is a plus.
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Published 8 hours ago
Expires 1 month from now
4 views · 0 interested
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Aventus
Mascate